Denver Consumers Warned of “Ghost Tapping” Scam Targeting Contactless Payments

Denver authorities are advising consumers about a rising digital scam termed “ghost tapping,” which exploits contactless payment technology. This emerging threat allows criminals to potentially access payment card information without direct physical contact, such as taking a wallet, a concern that grows as tap-to-pay methods become increasingly common.

The scam, known as ghost tapping, involves the use of unauthorized devices that can read data from contactless payment cards, also referred to as near-field communication (NFC) cards. These devices can operate from a short distance, potentially capturing sensitive financial details from individuals in crowded public spaces like public transportation or busy shopping areas.

As tap-to-pay features are integrated into credit cards, debit cards, and mobile payment systems, the convenience also introduces new vulnerabilities. The method of theft does not require the physical removal of a card from a person’s possession, distinguishing it from traditional forms of card skimming or theft.

Specific details regarding the precise methods used by perpetrators, the exact distance from which data can be captured, or the number of reported incidents in Denver were not provided in the alert. Information about the entities responsible for issuing the consumer warning or the specific timeline for this advisory was also not detailed.

Consumers are encouraged to remain aware of their surroundings when using contactless payment methods. While the summary did not provide specific protective measures recommended by authorities, general cybersecurity practices often include monitoring financial statements for unauthorized transactions and securing payment information. The contractor’s name or specific law enforcement agency issuing the alert was not specified.