Available for iPhone, Android and Amazon Fire tablets, the free app provides eight tools for payments, cash to close, affordability, refinancing and more.

Most mortgage calculators show only part of the picture. Our app gives buyers the real numbers—including taxes, insurance, PMI and cash to close—before they talk to a lender or make an offer.”

— Don Proctor, Founder of Your Mortgage Toolbox

ARLINGTON, TX, UNITED STATES, August 6, 2026 /EINPresswire.com/ — Your Mortgage Toolbox has announced the launch of its free mobile app, now available for iPhone, Android, and Amazon Fire tablets.

The Your Mortgage Toolbox free mortgage calculator app gives consumers access to a full suite of mortgage calculators designed to help users better understand the real numbers behind buying, refinancing, selling, or planning for a home.

The app includes calculators for total monthly payment and cash to close, pre-qualification, income needed, mortgage payment, net proceeds from sale, refinance savings, rent vs. buy analysis, and down payment savings goals.

“Most homebuyers want to know two things before they go too far,” said Don Proctor, founder of Your Mortgage Toolbox. “What will my monthly payment be, and how much cash will I need to close? The app gives buyers a simple way to run those numbers from their phone before they talk to a lender, make an offer, or start comparing homes.”

Unlike basic mortgage calculators that may focus only on principal and interest, Your Mortgage Toolbox is designed to help consumers think through a more complete picture, including taxes, insurance, PMI, closing costs, prepaid items, affordability, refinance scenarios, and estimated net proceeds from selling a home. Users no longer have to guess at property taxes and homeowner’s insurance or rely only on generic default estimates that can be inaccurate for many states and local markets.

The app is free to download and does not require users to create an account. Consumers can open the app, choose a calculator, enter their numbers, and review estimates in seconds.

“Our goal is not to replace the lender, agent, or financial professional,” Proctor said. “The goal is to help people ask better questions and make better decisions because they understand the numbers earlier in the process.”

The Your Mortgage Toolbox mobile app is designed for homebuyers, homeowners, sellers, and anyone planning a mortgage-related decision. It extends the same consumer-focused calculator tools available on YourMortgageToolbox.com into a mobile app experience.
The free Your Mortgage Toolbox app is available through the Apple App Store, Google Play Store, and Amazon Appstore for Fire tablets.

To learn more, visit:

https://www.yourmortgagetoolbox.com

About Your Mortgage Toolbox

Your Mortgage Toolbox provides free consumer mortgage calculators and planning tools that help homebuyers and homeowners estimate monthly payments, cash to close, affordability, refinance options, net proceeds, rent vs. buy scenarios, and savings goals. The platform was created by Don Proctor, a Dallas/Fort Worth-based banking and lending professional with more than 37 years of experience, including 15 years focused on residential mortgage lending and more than 2,000 loans closed across all 50 states. The company also offers branded website calculator tools and mobile app solutions for real estate agents, mortgage lenders, and financial professionals.

Don Proctor
Your Mortgage Toolbox
don@yourmortgagetoolbox.com
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